Under contract-accepting backup offers. Mini Ranch: Easy Accessible 3 bedroom 2 bath Ranch Style home nestled under some tall majestic Oak Trees all on approximately 1. 04 acres in southeast Polk County right on the border of Highlands County. It's like a minute from Hwy 27 that can easily transport you to the Super Store in about 10 minutes. When you walk up the front porch you step inside the home that has been extensively updated recently with tearing out the old carpeting back to the original hardwood floors. It' 's a large open concept of lots of living room, dining, and kitchen area. The clever coffered ceilings lend such pleasing architectural interest to the farm-style kitchen. The upper cabinets were changed out for farm style chunky open shelves, tile backsplash, and new lower cabinets. All appliances stay, Refrigerator, range, hood, and dishwasher. There is a rather large family room with access to an inside long laundry room, screen-enclosed rear porch, and dining area. The three bedrooms and two bathrooms are nestled together with lots of storage. The master bedroom has a sliding door with entry to a private open side porch leading to the park-like backyard. There is a separate storage building with its own carport, large well, and water system. There are 20 and 50-amp RV hookups. Just a short trip across the highway to Little Crooked Lake Boat Ramp, this home is ideal for those who enjoy outdoor activities.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $250,000 | $250,000 | $250,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $286 | $286 | $286 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,684 | $1,705 | $2,161 |
Total Monthly Payment | $2,045 | $2,066 | $2,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.