Presented byThe Michael J Neeley Team |
This beautifully renovated home offers modern living with incredible versatility. Spanning two levels, each features its own living/great room with a fireplace. The main level boasts an open kitchen with brand-new stainless-steel appliances, flowing seamlessly into the dining area, bathed in natural light. A generously sized primary bed/bath suite, bedroom and bath make this floor perfect for single-level living. In addition to the great room w/fireplace, the lower level offers three bedrooms and one bath suitable as guest space on a separate floor with its own entrance. Enjoy distant winter views of Lake Tonetta and the convenience of a prime location. New ultra-efficient heat pump system, gas hot water heater, and ample storage throughout complete this stunning home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.588.2770
Michael.Neeley@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $889 | $889 | $889 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,199 | $5,351 |
Total Monthly Payment | $5,180 | $5,180 | $6,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.