SELLER FINANCING PROVIEDED!!! NO CDD!!! **Modern Luxury Meets Smart Living at The Estates at Lake Hammock** Experience the perfect combination of modern design, energy efficiency, and smart technology with this Lennar-built home in the sought-after **Estates at Lake Hammock** community of Haines City, FL. Built in 2020, this 4-bedroom, 2. 5-bath home features a **flexible bonus room** that can be used as a 5th bedroom or private office. **Quartz countertops** throughout, **tile flooring on the first floor**, and sleek finishes create a modern, move-in-ready home with everything you need. Designed for safety and durability, this home features the **Quick Tie hurricane protection system**, a construction method that anchors the roof trusses to the foundation, offering increased protection during storms. This home is a model of **energy efficiency**, featuring **solar panels**, **ENERGY STAR® appliances**, **LED lighting**, and **Low-E double-pane windows**. These features, along with **Moen® Eco-Performance faucets** and **Ferguson WaterSense Commodes**, help conserve energy, reduce water usage, and significantly lower monthly utility bills. Enjoy a pest-free environment with the **in-wall pest control system**, which allows pest treatment to be applied externally, keeping harmful chemicals out of your home. **Smart home technology** adds an extra layer of convenience and control. Remotely adjust temperatures with the **Honeywell Home T6 Pro Z-Wave Thermostat**, monitor your home with the **Ring doorbell** and **Schlage smart lock**, and operate your **Wi-Fi-enabled garage door opener** from your phone. Situated in the heart of Haines City, this home offers easy access to **I-4 and Highway 27**, providing a smooth commute to nearby attractions like **Walt Disney World**, **Universal Studios**, and **Legoland**. It’s also close to top-rated schools like **Ridge and Davenport School of the Arts**, along with shopping, dining, and golf at **Southern Dunes Golf & Country Club**. Life at **The Estates at Lake Hammock** includes access to community-exclusive amenities like a **waterfront dock**, **dog park**, **playground**, and scenic walking trails. This peaceful, waterfront neighborhood offers the perfect balance of modern convenience and natural beauty. The home’s **modern two-story layout** offers open-concept living, with a large **center island kitchen** overlooking the dining and family rooms. The spacious **master suite** is a luxurious retreat, complete with **his-and-hers sinks**, a large walk-in shower, and a generous walk-in closet. Additional bedrooms and baths provide ample space for family and guests, while the **2-car garage** offers plenty of storage. This home comes with Lennar’s **Everything’s Included® package**, which means you’ll enjoy modern finishes like stainless steel appliances, oversized tile flooring, and smart home features — all at no extra cost. Don’t miss your opportunity to own this **energy-efficient, smart-tech-enabled home** in one of Haines City’s most desirable waterfront communities. **Schedule your private showing today** before this exceptional property is gone.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,909 | $2,422 |
Total Monthly Payment | $2,365 | $2,363 | $2,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.