**THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Welcome to this 3-bedroom, 2-bathroom villa with a 2-car garage, located on a quiet cul-de-sac street in the gated community of Ventura Village. Offering an easy, maintenance-free lifestyle and views of a serene pond, this home perfectly combines comfort, convenience, and location. Step inside to a thoughtfully designed open floor plan that’s ideal for both everyday living and entertaining. The kitchen offers ample counter and cabinet space, a pantry for extra storage, and a breakfast bar overlooking the main living area. Enjoy casual dining in the breakfast nook with a bay window that fills the space with natural light. The spacious living and dining area opens to a Florida room through sliding glass doors, where you can relax and enjoy the peaceful pond and preserve views. The primary suite boasts a walk-in closet and an ensuite bathroom featuring dual sinks, a tiled shower, and a private water closet. Two additional bedrooms and a guest bathroom are located on the opposite side of the home, providing privacy for guests or family. Additional features include a RainSoft water treatment system, ensuring high-quality water throughout the home. Living in Ventura Village means enjoying the benefits of a gated community with a clubhouse and community pool, perfect for socializing or unwinding. This home’s convenient location is close to shopping, dining, and just a short drive to Manasota Key, Venice Beach, and Historic Downtown Venice, where you can explore charming shops, restaurants, and cultural attractions.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,100 | $2,665 |
Total Monthly Payment | $2,539 | $2,510 | $3,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.