Welcome to your fabulous country-style retreat, where rustic charm meets contemporary luxury! This completely renovated gem is nestled in a picturesque setting, offering breathtaking views of the Kilkenny Mountain Range. As you approach the home, you’ll be greeted by a beautifully stamped concrete pad with a delightful café table & chairs. Step inside & be greeted by a charming foyer leading to the open-concept living / dining area with high cathedral ceilings. The heart of the home is the custom-designed stone fireplace, creating the perfect ambiance for cozy evenings. The dining area flows into a stylish coffee and beverage bar, complete with a mini-fridge for your convenience. The beautifully renovated kitchen features new appliances & a unique range hood over the electric stove. Enjoy meal prep on the butcher block counters or gather around the island topped with granite. Retreat to the spacious primary suite, which offers a luxurious 3/4 bath. Two additional bedrooms provide ample space for family, guests, or a home office. An additional new 3/4 bath ensures convenience & comfort for everyone. If you need additional storage, there’s a new 12’ x 16’ shed with a sizable lean-to addition. Beyond the stone wall is a fire pit area in the back yard. This home isn't just beautiful; it's also equipped with a new boiler (2022), new insulation throughout and during the renovations, the electric panel & wiring were updated!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,728 | $2,193 |
Total Monthly Payment | $2,124 | $2,100 | $2,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.