As Featured on HGTV’s Dear Genevieve—A Dutch Colonial Gem in Stearns Park. Discover charm and modern sophistication in this stunning Dutch Colonial featured on HGTV’s Dear Genevieve. Nestled in the desirable Stearns Park neighborhood, this home offers timeless elegance and thoughtful design. The first floor boasts a spacious living room with a wood-burning fireplace framed in white stacked stone marble, flowing seamlessly to the rear deck via gorgeous hardwood floors. The formal dining room opens to a chef’s kitchen equipped with stainless steel appliances, granite countertops, a walk-in pantry, and easy access to a half bath, basement, and rear exit. Upstairs, find a serene primary bedroom, two additional bedrooms, and a remodeled bathroom with genuine Carrara marble. Downstairs, the finished basement adds versatility with an office/guest room, laundry, and storage. The oversized backyard, lined with mature trees and lush shrubbery, creates a calming retreat, and over 300 feet of paved patio space—perfect for relaxation or entertaining. Located in the heart of Stearns Park, this neighborhood boasts tree-lined streets and charming pre-war architecture, and proximity to Freeport’s vibrant Nautical Mile with entertainment, seafood restaurants, and a lively marina atmosphere. Don’t miss this rare opportunity to own a designer home in one of Long Island’s most sought-after neighborhoods. Schedule your viewing today!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,200 | $615,200 | $615,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.518% |
Monthly Tax Payment | $1,209 | $1,209 | $1,209 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,145 | $4,089 | $5,275 |
Total Monthly Payment | $5,445 | $5,389 | $6,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.