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434 63rd STREET, Holmes Beach, FL, 34217 | $695,000
You can own a canalfront home on Anna Maria Island! Seven miles of the most beautiful gulf front beach just a few blocks away. City Park with two dog parks, tennis, basketball, etc. just around the corner. The best restaurants, gift shops, grocery, hardware. . . everything you need without going off the island! This 2BR/2BA attached villa has 1416 SF under A/C, attached garage and 1, 025 SF of dock and deck. It did take on some water from Hurricane Helene (like almost all other ground floor places on the island that have NEVER flooded before). Everything wet has been removed, leaving you with a blank slate to finish as you'd like. This waterfront home has tile floors throughout most of the main living area and halls, carpets were removed in bedrooms. The ROOF was replaced in 2015 and is fine and the A/C is fine. Owner was wise enough to place the A/C condenser on a raised platform and the air handler is located above the ceiling. Renovate to your own taste or build a new elevated home with 2 car garage underneath. Owner would consider putting drywall back in if someone wishes to remain on one level. Permits for rebuilding on ground level need to be in by April 9, 2025 per Holmes Beach Building Dept or you will be required to elevate. Boat lift was rebuilt with new switches and aluminum frame, and was rewired before storms. It needs 2 motors (approx. $200/ea. he thinks). There is a public boat ramp at the end of the street. A wonderful opportunity to live on the water on Anna Maria Island! Also a great vacation rental (weekly rentals allow). Much of the rebuilding in Seaside Gardens will be entirely updated - creating a more valuable neighborhood! Even Pet Friendly (no size restriction)! You can even add a pool if desired. This is a must see!
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Patio
- Year Built: 1973
- Garage: 1-car Covered, Driveway
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,416
- Acreage: 0.09
- Est. Taxes: $3,351
- HOA Fee: $100 Monthly
- Lot Desc: Flood Insurance Required, FloodZone, Level, Near Public Transit
- View: Water
- Elem. School: Anna Maria Elementary
- Middle School: Martha B. King Middle
- High School: Manatee High
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: None
- MLS#: A4631590
- Days on Market: 29 days
- Website: https://www.raveis.com
/prop/A4631590/43463rdstreet_holmesbeach_fl?source=qrflyer
Listing courtesy of ISLAND REAL ESTATE-ANNA MARIA Phone: 941-778-6066
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
434 63rd STREET, Holmes Beach, FL, 34217
$695,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
| Monthly Tax Payment | $279 | $279 | $279 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,653 | $3,695 | $4,729 |
| Total Monthly Payment | $4,024 | $4,066 | $5,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388