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If peaceful, country living is appealing; if lounging poolside as deer saunter through the yard would be majestic; if keeping loved ones close, yet so far in a fully appointed 1/1 cottage detached from the main home sounds attractive, then this home is a MUST SEE! Located close to The Loop, I95, services, stores, restaurants & more, this is the prime location to have it all! Rest easy knowing that the 2021 roof & 2019 a/c are worry free. Take in the rustic charm and beauty of this home's features: terracotta tile through much of the space, wood floors accenting a sunken room, gas range for cooking in the character-laden kitchen with a pan rack, window and glass doors on accent cabinets to showcase treasures. The bedrooms are nicely-sized and all spaces create flex and ease of use for all the ages and stages of life. Outdoor living abounds with a chicken coop, shed, and outdoor patios galore on all sides of this home! Move to the country, eat a lot of peaches, and enjoy the good life! Room sizes are approximate; all information intended to be accurate but cannot be guaranteed.
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Our Executive Mortgage Banker:
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.042% | 6.160% |
Monthly Tax Payment | $770 | $770 | $770 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,674 | $3,674 | $4,681 |
Total Monthly Payment | $4,536 | $4,536 | $5,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.