Welcome to this delightful townhouse nestled in the sought-after Gedney Commons townhome complex in White Plains, NY. Offering the perfect blend of comfort, style, and convenience, this home is ideal for both first-time buyers and those looking to downsize in a prime location. The first floor features a sunlit eat-in kitchen, perfect for casual meals or morning coffee, a dining room that seamlessly flows into the cozy living room, and a versatile sitting room that can double as an office or reading nook. A convenient half-bath completes the main level. Hardwood floors run throughout the first floor, adding warmth and charm to the living spaces. Upstairs, the second floor features carpeted bedrooms for added comfort. The primary suite offers a spacious layout, ample closet space, and a private en-suite bathroom. The second bedroom also includes its own en-suite bathroom, making it ideal for guests or family members. An upstairs laundry room enhances the home’s practicality, making chores a breeze. The home also boasts a full basement, offering ample storage space or the potential for future expansion. Outside, enjoy the convenience of a private driveway and a one-car garage. Situated in the heart of White Plains, this townhouse is just moments away from shops, restaurants, parks, schools, and major highways, offering seamless access to everything you need. Don’t miss the opportunity to make this charming townhouse your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.408% | 6.623% |
Monthly Tax Payment | $1,523 | $1,523 | $1,523 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,908 | $3,957 | $5,013 |
Total Monthly Payment | $5,523 | $5,572 | $6,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.