Charming New Lowcountry Home in Waterfront Community
Welcome to your dream home in the heart of the Lowcountry! This stunning 4 bedroom, 3. 5-bath residence is nestled in a sought-after waterfront community, offering the perfect blend of comfort, convenience, and Southern charm.
Home Features:
•Two Master Suites: Enjoy the luxury of two spacious master bedrooms, one on the main floor and one upstairs, each with en-suite bathrooms, perfect for multi-generational living or hosting guests in style. *Create your dream closet with a generous $2, 500 allowance, and build your custom closet tailored to your unique style and storage needs with our experts at Closets By Design.
•Spacious Living Areas: The open-concept floor plan boasts a bright and airy living room, a modern kitchen with quartz countertops, stainless steel appliances, a large island, and a formal dining room.
"Additional Bedrooms: Two well-appointed guest bedrooms upstairs.
"Half Bath: A beautifully designed powder room for guests.
Outdoor Living: A screened porch to enjoy your morning coffee, one car detached garage with an additional 11 x 20 Parking pad.
Community Perks: This waterfront neighborhood offers easy access to fishing, kayaking, and boating. Enjoy the community dock and breathtaking views of marshes and tidal creeks.
Location: Conveniently located just minutes from local shops, dining, and schools, with easy access to historic downtown attractions and nearby beaches. The builder will provide $10, 000 towards closing costs, using one of our preferred lenders and attorneys.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,547 | $4,520 |
Total Monthly Payment | $3,685 | $3,685 | $4,658 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.