Casual Coastal elegance has been breathtakingly achieved and you need to see this one. The recent remodel and renovation created open spaces filled with natural light and a crisp fresh look in this inviting and relaxing villa home. Soft neutral colors combined with quality materials & workmanship make the perfect backdrop for your personal style. Another plus? The home is perfectly located above the flood plain on a quiet cul-de-sac backing up to an impressive golf course view. You will have to see to fully appreciate, but some of the substantial features include Shenandoah Pro cabinetry in both kitchen and garage, quartz counters, & Crystal Skies glass splash walls. Upgraded Sansung kitchen & laundry appliances purchased in 2022, Lifeproof & waterproof luxury vinyl plank flooring, popcorn removed & ceilings re-textured, both bathrooms updated in 2022, and newer roof, garage door, electric & more. Sutton Court of Highland Lakes offers a low maintenance lifestyle. The monthly maintenance fee of just $189 includes lawn service, irrigation water & sprinkler maintenance, high speed internet & cable TV, trash removal, and exterior painting. This is a Planned Unit Development community, so you own your own lot instead of just a unit. Concrete block construction provides a more secure and quiet home. Highland Lakes is Palm Harbor premier 55+ golf and lakefront community offering outstanding amenities include free green fees on 3 private executive courses & free RV or boat storage. The main clubhouse is venue for entertainment & social events and you will like the friendly country club atmosphere. There are active fitness, recreation, arts, interests, & hobby programs. The Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and a boat ramp. Highland Lakes homes are high and dry above the flood hazard area in the most secure and convenient location in Tampa Bay. Live within minutes of the best Gulf beaches & 2 international airports. An array of great shopping & restaurants, exciting pro sports, rich cultural resources & excellent medical services are all nearby. Are you ready for a slice of Palm Harbor paradise?
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Our Executive Mortgage Banker:
Our Insurance Division:
$444,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,200 | $355,200 | $355,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,363 | $2,361 | $2,995 |
Total Monthly Payment | $2,747 | $2,745 | $3,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.