Under contract-accepting backup offers. Step into timeless elegance with this beautifully restored 2-bedroom, 2-bathroom ranch-style home, where vintage charm seamlessly blends with modern comfort. Nestled on a spacious corner lot in the highly desirable Central Oak Park neighborhood, this home boasts gleaming hardwood floors, a welcoming living room with a wood-burning fireplace, and an open flow into the dining area and kitchen, ideal for entertaining and daily living.
The kitchen is a standout featuring recycled stone countertops, stainless steel appliances, and a true chef’s gas stove. The beautifully restored windows capture the essence of the 1940s, adding to the home’s classic character. Enjoy peace of mind with upgraded plumbing and electrical systems, a roof replaced in 2017, and eco-friendly solar panels that keep electricity costs exceptionally low, complemented by an emergency battery backup providing up to three days of power during outages. The home also comes with durable hurricane shutters for added protection during storm season and is located in a non-flood, non-evacuation zone.
Outside, the private backyard is an oasis with raised garden beds, a Tuff Shed painted to match the home, an inviting back patio with exposed beams and removable screens, and plenty of space to add a pool, all enclosed by a six-foot privacy fence with alleyway access. There is even a 30-amp camper hookup in the rear of the property. Additional highlights include an epoxy coated two-car garage with washer and dryer and a full bathroom, a tankless gas water heater, and drip irrigation for efficient watering. This residence has been lovingly and meticulously cared for with monthly maintenance to ensure its pristine condition. Perfectly situated minutes from downtown St. Petersburg and the area’s stunning beaches, this classic gem offers the ideal blend of character, tranquility, and convenience—making it the perfect place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,668 | $2,632 | $3,340 |
Total Monthly Payment | $2,971 | $2,935 | $3,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.