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This remarkable property offers a 3-bedroom, 2-bathroom main house and an owner-architect designed and built 1-bedroom, 1-bathroom cottage, on a double corner lot. Combining modern living, sustainability, and an abundance of outdoor space, the property sits on nearly a third of an acre adorned with mature landscaping, including a live oak, mango tree, neem tree, and two avocado trees. Located in a high elevation, non-flood, and non-evacuation zone, it provides peace of mind with a flood-free history.
The main house features 1, 350 square feet of thoughtfully designed living space under a brand-new roof installed in November 2024. Renovated in 2020, the interior boasts refinished oak floors, a sleek kitchen with granite countertops, impact-resistant windows, an updated 200-amp electric panel and AC system. Cedar-lined closets add both functionality and charm, while the stucco-over-concrete block construction ensures durability. A large attached garage with 10-foot ceilings includes a washer/dryer setup and a full bathroom. The expansive screened porch overlooks a serene backyard and lush garden, which is irrigated by a deep well to maintain its greenery.
The beautifully designed cottage, built in 2013, is a masterpiece of eco-friendly and sustainable living. It includes an attached 1-car garage, added in 2023, which features a washer/dryer, workspace, upright freezer, and ample storage. The cottage incorporates a metal roof with 12 solar panels and two Tesla Powerwall batteries, promoting energy efficiency. Two 1, 000-gallon cisterns with a pump enable efficient irrigation, while impact-resistant roll-down shutters provide security. The interior features exquisite Brazilian cherry and quartzite countertops, native cypress wall details, and custom 8-foot maple doors. The ceilings slope from 8 to 10 feet, creating a sense of spaciousness, while custom solar shade sails enhance comfort during the summer. The cottage is surrounded by custom 8-foot privacy fences and offers direct alley access.
This property provides exceptional versatility, whether you choose to live in the main house or the fully furnished cottage. The private access points for both garages and entrances make it ideal for multi-generational living or generating rental income. The lush surroundings and close proximity to beaches and downtown St. Petersburg make this property a rare gem.
Don’t miss the chance to own this extraordinary home and custom cottage, where luxurious, sustainable living meets convenience and craftsmanship.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $469 | $469 | $469 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,554 |
Total Monthly Payment | $4,154 | $4,150 | $5,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.