Welcome to Bay Island condominium. This is the ideal location to the beach, or the excitement of downtown Saint Petersburg. Enter your spacious corner unit, and you are instantly greeted with views from the floor to ceiling windows. The recent addition of hurricane impact windows, as well as hurricane shutters gives peace of mind, and additional insulation. The ceramic tile floors glisten from the light reflecting from your sunset views. An ample, L-shaped kitchen brings storage space galore, and upscale appliances. A cozy dining area is the perfect spot for intimate dinners, or space to host food and drink for larger gatherings. For a private escape, through the second bedroom is an enclosed lanai for morning coffee, or evening cocktails. At the end of the day, retreat to your owner's suite, situated on the corner with breezes from the ideal Florida winter evenings sweeping through. Your en-suite bath provides ample storage space with walk-in closet, and private "wet area". Pride of ownership abounds in this home. Besides the installation of the impact windows (2023), there is also a newer HVAC (2023). Extra storage for this home is located on the same floor, so no need to haul your extra belongings up or downstairs. Call today to arrange your own personal tour. (NOTE: Room sizes are approximate. Buyer should verify for their own purposes. )
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,099 | $2,048 | $2,585 |
Total Monthly Payment | $2,580 | $2,529 | $3,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.