Welcome to your WATERFRONT OASIS nestled in the charming coastal community of Treasure Island. Situated in the prestigious Isle of Palms community, with captivating open water views of the wide intercoastal waters of Boca Ciega. Step inside this 3-bedroom, 2-bathroom open-concept home, where floor-to-ceiling sliding glass doors in the living room seamlessly merge indoor and outdoor spaces, showcasing the breathtaking water view. Updates include a newer roof 2019, new seawall 2019, new tankless water heater, artificial turf around the seawall and the pool, newer kitchen appliances 2019, new ceiling fans, plantation shutters throughout the house and wood flooring and raised electrical outlets on the base floor and HVAC unit has been raised as well. The gourmet kitchen is a chef's delight, featuring newer stainless steel, Samsung appliances, ample barstool seating, and a large bay window bathing the space in natural light. The oversized owner's suite offers private access to the patio, as well as an ensuite bathroom retreat with dual sinks and a luxurious tub with a shower adorned with stunning tile work. The beautiful bedroom floor plan ensures desired privacy, with two guest bedrooms adjacent to a beautifully renovated guest bathroom featuring a vanity and beautifully tiled shower. There is a 900 square foot air conditioned bonus area and a unique indoor/outdoor pool. Step outside to your own backyard paradise, where a sparkling pool awaits for summer relaxation with family and friends. Boating enthusiasts will delight in the new seawall & dock, and 10, 000 lb electric boat lift, creating a boater's oasis right in your backyard. Fish off your dock and witness marine life pass by in this serene setting. This is a 2-story house and the second floor is undamaged and move in ready and the base floor is an “open canvass”! Embrace island living with the convenience and a short walk to reach the nearest beach, boutique shops, or waterfront dining destinations like the beloved Caddy’s Treasure Island. Walk to the Palm Isle park where there is an adorable dog park and a playground. Venture to St. Pete Beach or downtown St. Petersburg for fine dining, live concerts, and vibrant nightlife. This is luxury coastal living at its finest, with fantastic water views!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.296% | 6.622% | 6.680% |
Monthly Tax Payment | $631 | $631 | $631 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,238 | $7,054 | $9,722 |
Total Monthly Payment | $7,994 | $7,810 | $10,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.