Spacious and Bright 4 Bedroom Home on a Private Oversized Lot - A True Standout! This 2 year old home is a must see 4-bedroom/2-bathroom gem offering the perfect blend of modern design and functional living. Situated on a rare oversized 1/3-ACRE wooded preserve lot, this home boasts one of the largest yards in the community. It is the perfect setting for a homeowner seeking space, versatility and tranquility. Step inside to a well-thought-out split floor plan filled with natural light, upgraded features, and a welcoming layout. Home features include durable easy to maintain vinyl flooring, upgraded light fixtures, ceiling fans, and stylish hardware on cabinetry adding a touch of elegance throughout. Primary suite features ensuite masterbath with dual vanity sinks and large closets. The expansive backyard provides endless potential - whether you envision a pool, garden, play area or entertainment space all while enjoying the serene backdrop of the preserve. Enjoy an extended patio area perfect for relaxing or entertaining. The backyard includes a fire pit, ideal for enjoying evenings with family and friends roasting marshmallows under the stars. Additional highlights include fenced yard with double gates, whole-home gutters, extended back patio, security system, irrigation, whole-home surge protector, and active termite bond. HOA fees are low! No CDD fees! Preferred lender credit for a buyer up to $2500! Morgan's Cove is a prime location to historic downtown St. Augustine, local amenities, the beaches, shopping, restaurants, I-95, Jacksonville and the Palm Coast markets. Experience the best of St. Augustine living and schedule a tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,200 | $339,200 | $339,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,257 | $2,254 | $2,861 |
Total Monthly Payment | $2,638 | $2,635 | $3,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.