Keeping it simple in this charming one-level home overlooking a picturesque view of a lagoon and golf course on Dataw Island! This delightful home offers living space, that showcases a beautifully open floor plan that enhances the feeling of spaciousness and natural light. The clever design of the home allows you to enjoy stunning vistas of the lagoon and golf course from nearly every room. The Great Room, adorned with soaring vaulted ceilings, effortlessly flows into the dining area and Carolina Room, creating a perfect space for both entertaining and relaxation amongst beautiful views. The kitchen is designed with open shelving, granite countertops, and stainless-steel appliances. Step outside through the newly installed French doors that lead to a serene rear patio, where you can unwind amidst beautiful gardens and take in the tranquil atmosphere. The front of the home features a lovely garden area complete with a private outdoor shower for a quick clean up after gardening, a trip to the nearby beach or other activities. Recent enhancements include a brand new roof and HVAC system, both installed in 2023. This move-in ready cottage is conveniently located near the marina and the community fitness center, making it the perfect retreat for those seeking both relaxation and recreation. Dataw Island also offers amenities including two golf courses, tennis, pickleball, two swimming pools, Clubhouse, docks and more. This private, waterfront community has a wide array of clubs and volunteer groups, social activities, and both competitive and recreational endeavors. This island stands out as one of the premier locations to fully appreciate the breathtaking lowcountry vistas! Membership in the Dataw Island Club is required. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,340 | $2,968 |
Total Monthly Payment | $2,446 | $2,415 | $3,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.