Welcome to your dream home in the exclusive golf neighborhood of Cypress Knoll in Palm Coast, Florida! This impeccable four-bedroom, two-bathroom residence, built in 2016, perfectly blends elegance and functionality. Designed with a desirable split floor plan, the home offers privacy with three bedrooms on one side, one of which is ideal for a home office with a tranquil view of the backyard, while the primary suite is on the opposite side for ultimate seclusion. This primary suite is a luxurious retreat with two large walk-in closets, dual vanities, a walk-in shower, and a separate soaking tub. As you enter, you're greeted by an expansive open floorplan and cathedral ceilings that seamlessly connect to the formal dining room, formal living or sitting room, and a spacious family room at the heart of the home. The chef’s kitchen is a culinary delight, featuring a large island, a walk-in pantry, and a cozy eat-in area, all overlooking the family room. Just off the kitchen is a well-sized laundry room with a large closet for additional storage. Triple sliders off the open up onto a beautiful oversized screened-in paver patio, perfect for outdoor relaxation and entertaining. A private backyard is for a future pool or a palette for your creative landscaping. Exquisite details throughout include solid engineered wood flooring, large ceramic tiles, and a meticulously designed circular paver driveway. The beautifully landscaped yard adds to the home’s curb appeal, reflecting the loving care and gentle use it has received. This home received a NEW ROOF IN JUNE OF 2024, so no worries with insurance coverage. Centrally located, this home is just minutes away from the new Pickleball & Recreation Center, 75 miles of biking and walking trails, and a short drive to the historic Flagler Beach. Just 30 minutes to Daytona, and St. Augustine. Don’t miss the opportunity to own this meticulously maintained gem in a prime location! Note: The pictures reflect Virtually staged furniture.
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Our Executive Mortgage Banker:
Our Insurance Division:
$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $298 | $298 | $298 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,587 | $2,552 | $3,238 |
Total Monthly Payment | $2,960 | $2,925 | $3,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.