Nestled within walking distance of downtown and steps from the rail trail, this updated New England farmhouse offers charm, convenience, and modern living. Situated on a large, level lot with a duck pond and gazebo, the property provides a great outdoor space for pets, kids or gatherings. Inside, the open floor plan includes an eat-in kitchen flowing into the dining and living rooms, perfect for gatherings. A cozy woodstove complements the oil heat for year-round comfort. The primary bedroom, to the right of the stairs on the second floor, has its own full bath while to the left of the stairs are two additional bedrooms or a bedroom and office/bonus room, depending on how you want to utilize the passthrough space. Character details like tin ceilings, wood floors, and abundant windows fill the home with warmth and natural light. The enclosed front porch invites you to watch passersby. With plenty of off-street parking and a 1-car garage, this property offers practicality and charm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,861 | $2,361 |
Total Monthly Payment | $2,454 | $2,429 | $2,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.