12103 Kay DRIVE, Seminole, FL, 33772 | $649,900

Welcome to this beautiful 4-bedroom, 3-bathroom pool home with a 2-car garage, located in the highly desirable Seminole Groves Estates neighborhood. This solid block construction home has been thoughtfully maintained and upgraded, offering both comfort and convenience in a well-established community. The neighborhood features well-maintained homes and is zoned for Pinellas County schools, recently awarded an A rating by the Florida Department of Education.
Key features of this move-in-ready home include newer hurricane-impact windows and sliding doors, providing peace of mind during storm season, and 26 solar panels (fully paid off at closing) to help you save on energy costs. Master Bedroom Suite was added in 1998 and offers vaulted ceiling, huge walk-in closet and en-suite bath. The spacious master bathroom was completely remodeled in 2010, and has additional door to the pool area for conveniance. Enjoy the new water softener (installed in 2024) and an efficient irrigation system powered by well water to keep your Florida-friendly landscaping lush year-round.
The home is equipped with an AC system (2014), upgraded with germicidal UV lights (2015) for cleaner air, and the hurricane-proof garage door (with opener) adds security and convenience, complemented by an extended driveway. The covered outdoor patio provides the perfect space for entertaining, while the saltwater pool and above-ground spa (both with recent upgrades) create a private oasis.
Inside, you’ll find new carpet in Bedrooms 2 & 4 (2024), and the 4th bedroom, currently used as a home office, features built-in desks. There’s no shortage of storage with an extended laundry room, closet pantry, and ample closet space throughout.
Enjoy the scenic pond view from the backyard and feel secure with motion-sensor outdoor lighting (installed in 2023) and rain gutters (installed in 2017). This home is located in flood zone X, meaning flood insurance is not required, and it is not in an evacuation zone.
The Seminole community offers a variety of recreational opportunities with four parks and a recreation center for all ages. Seminole City Park, located on the Pinellas Trail, features a playground, several pavilions available for rent, and hosts the popular Music in the Park series in its amphitheater. Other nearby parks offers waterfront locations, tennis courts, kayak launches, picnic areas, and boardwalks—perfect for outdoor activities and relaxation. Plus, the beach is just a short distance away for sun, sand, and sea.
With no HOA fees, you’ll have the freedom to enjoy this charming home and its amazing location in one of the most vibrant communities in Pinellas County. Don’t miss out on this incredible opportunity!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 75*240
  • Laundry: Laundry Room
  • Year Built: 1979
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,901
  • Acreage: 0.42
  • Lot Size: 75*240
  • Est. Taxes: $2,602
  • Lot Desc: Sidewalk, Unincorporated
  • View: Water
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pool: Auto Cleaner, In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Solar Hot Water, Washer, Water Softener
  • MLS#: TB8329854
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8329854/12103kaydrive_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 7:40:19 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-799-2227

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12103 Kay DRIVE, Seminole, FL, 33772

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $217 $217 $217
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,503 $3,456 $4,385
Total Monthly Payment $3,812 $3,765 $4,694

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.