Go ahead and pinch yourself, because you're NOT dreaming and come check out this RARE find at 5406 Captains Ct in the Coveted, GATED community of Schrooner Place at Gulf Harbors. This home features DIRECT DEEP WATER GULF ACCESS with 198 FT of waterfront to call your very own. This is a once in a lifetime opportunity to own a massive waterfront estate, perfect for multi-generational living with 6 bedrooms, 6 bathrooms, a 6 car garage, pool with spa, and 2 boat lifts with an extended updated PVC dock, a separate floating dock, AND with floating jet ski ports in place. Outside, the home has beautiful curb appeal, with split parking pads, with one that is large enough for the owners RV AND the roof has recently been replaced. The first level has access to the garages, a pool bath, and has a large entertaining area which is perfect for a game room, or a pool bar, the possibilities are truly endless. From here you can walk right out to the covered lanai with automatic privacy shades that will protect you from wind and rain, and still give you the outdoor living area you want to enjoy no matter what the weather is and is steps away from the pool and your waterfront oasis. The entire living level is completely elevated so you can rest assured that the seller reported NO water intrusion even to the first level from the recent hurricane Helene! Upstairs, on the main living level, you will be absolutely in love with the built in salt water aquarium view as soon as you crest the stairwell. There is also a formal dining area, and a theater room, with an attached bath and wet bar that could easily be transformed to another massive en-suite if needed. The open floor plan has elegant cathedral ceilings that makes you feel like you are truly living in a mansion and the 3 fireplaces help add to the sophistication. The kitchen is the heart of the home and is adjoined to the living area, with a built in breakfast bar and a breakfast nook as well. This level has 2 guest bedrooms, 2 guest bathrooms, a large laundry room and a office with a wrap around terrace that makes working from home feel like a whole different location. There is also a lovely sun room that could be used as a secondary office or would make the ideal art or yoga studio with stunning views and is equipped with a spiral staircase down to your backyard. The top floor, has balconies wrapping around the perimeter with some more amazing views and a private walk way to the primary suite. This suite is built for a king and queen featuring great lighting, vaulted ceilings, an updated gorgeous primary en-suite with a large soaking tub and large tiled walk in shower, and is equipped with a water closet. It also has access to a private wrap around balcony with a gorgeous corner door and a large walk in closet. Down the hall there is 3 more bedrooms and 2 bathrooms making it easy to keep everyone on one level if desired. Gulf Harbors features a private neighborhood only beach club for only $200 a year and an optional membership to the Gulf Harbors Civic association which holds a plethora of concerts and fun events to join in on all year long. Gulf Harbors is also golf cart friendly and usually hosts golf cart parades and boat parades for the holidays. New Port Richey is becoming a popular destination and you are only minutes from downtown where you will find the beloved Sims Park with the river walk and amazing restaurants and shoppes nearby. Make your dream a reality and schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,320,000 | $1,320,000 | $1,320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $959 | $959 | $959 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,561 | $8,452 | $11,590 |
Total Monthly Payment | $9,644 | $9,535 | $12,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.