Just Renovated 3-Bedroom NO HOA Home in Desirable Winter Haven Lake Howard Area! Introducing your dream home! This impeccably renovated 3-bedroom, 2-bathroom corner residence is situated in the highly desirable Lake Howard area of Winter Haven. Boasting modern updates and functional living spaces, this home is perfect for families, professionals, or anyone seeking a vibrant community lifestyle. Brand NEW ROOF 2024 & AC UNIT 2024. Comfort and peace of mind with a brand new roof and energy-efficient AC unit to keep you cool year-round. Stylish and durable luxury vinyl flooring throughout the living areas, providing an elegant and low-maintenance environment. The spacious kitchen features brand new cabinets and stunning Italian quartz countertops plus BRAND NEW APPLIANCES . Ample space allows for the addition of an island or a cozy breakfast/lunch counter, making it the perfect area for family gatherings. Enjoy the open-concept layout with a welcoming room, a spacious family/dining area, and plenty of natural light, creating an inviting atmosphere for entertaining and relaxation. Two of the bedrooms share a newly upgraded bathroom, while the third bedroom can serve as a private suite with its own entrance, along with a smaller bonus room, ideal for a second family room, media room, or home office. The garage has been revamped with new epoxy flooring, providing a clean, modern look and offering ample space for vehicles or storage. Just a block away from beautiful Lake Howard, you can enjoy breathtaking sunsets and outdoor activities, including picnics and jogging along the lake trail. Nestled in a vibrant residential and commercial area, this home near to various local businesses, Polk State College, Hospital, Restaurants, Doctor's office and more. Don’t Miss This Opportunity! This newly renovated gem won’t last long! Come see this unique property for yourself and imagine the endless possibilities it holds for you and your family. Experience the beauty and allure of this wonderful home – schedule your visit today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $20 | $20 | $20 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,940 | $1,914 | $2,428 |
Total Monthly Payment | $2,035 | $2,009 | $2,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.