4255 Gulf DRIVE, #116, Holmes Beach, FL, 34217 | $585,000

Welcome to this delightful furnished two-bedroom, two-bathroom end-unit condo, perfectly situated just one block from the pristine sandy shores of Anna Maria Island. This bright and airy home offers second floor living, with two parking spaces and a large storage area included. As you step inside, you'll be greeted by an abundance of natural light. The enclosed lanai with a wall of sliding glass doors, equipped with Phifer weave sunscreen shades, provides a tranquil retreat with serene views of the lush, park-like surroundings. The well-appointed kitchen features durable and easy-to-maintain Corian countertops, a breakfast bar, and Whirlpool full-size stainless-steel refrigerator and freezer. Custom Kitchen Craftmade Cabinetry includes a pull-out pantry, ensuring organization is effortless. Recent updates include a new A/C system (2021), electric meter upgrade (2024), new roof (2019), and exterior paint refresh (2021). The spacious primary bedroom includes sliding doors to the lanai, a large walk-in closet, and an en-suite bathroom. The second bedroom, with its own private bath, is perfect for hosting family or guests. A dedicated laundry room with a full-size washer and dryer adds convenience to daily living. Living in Island Village means maintenance-free enjoyment, with an HOA that covers cable TV, internet, water, sewer, trash, insurance, and maintenance for the grounds, exterior, community pool, and tennis courts. The community itself offers two pools and two pickleball/tennis courts, providing ample opportunities for recreation. Located just two blocks to the beach access and across from St. Bernard’s. Within walking distance of Holmes Beach’s many amenities, Island Village residents have access to over 20 public beach access points, 12 parks, restaurants, and shopping centers. Plus, the FREE Holmes Beach Trolley stops right at the front of the community, making it easy to explore the area. Don’t miss this unique opportunity to own a slice of paradise. Schedule your tour today and discover the relaxed coastal lifestyle of Island Village!

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Pool, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: ISLAND VILLAGE
  • Year Built: 1981
  • Approx Sq. Feet: 1,220
  • Est. Taxes: $7,772
  • Condo Fee: $1,040 Monthly
  • View: Garden
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: A4631967
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4631967/4255gulfdrive_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/21/2024 11:36:05 PM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-896-9981

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4255 Gulf DRIVE, #116, Holmes Beach, FL, 34217

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $648 $648 $648
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,153 $3,110 $3,947
Total Monthly Payment $3,893 $3,850 $4,687

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.