This 4-bedroom, 3. 5-bathroom home is located in the desirable River Point community with water access to the Manatee River and subsequently, the Gulf of Mexico. Beautifully updated, this residence offers a perfect blend of comfort, style, and function, set on a picturesque lot with a serene conservation area view. This home features a spacious and open split floor plan, with the primary bedroom conveniently located on the first floor for added privacy. The primary bedroom boasts a spacious walk-in closet and an en suite bathroom, which is elegantly appointed with a walk-in shower and a separate soaking tub. The two-story great room, located just off the foyer, enhances the sense of space and grandeur in this home. Upstairs, you will find three generously sized guest bedrooms, two bathrooms, and a loft offering plenty of space for family and guests. The remodeled kitchen, completed in 2021, boasts modern finishes including: an additional pantry, stainless steel energy efficient appliances, modern quartz countertops, and tile backsplash. The adjacent living and dining areas are perfect for both relaxing and entertaining, with plenty of natural light pouring in from large west facing windows that showcase the fully fenced in backyard with lush views of the surrounding conservation. Ready for any storm that comes its way, Hurricane-rated and energy efficient windows were installed in 2022, as well as new hurricane rated main entry doors in 2024, all with fully transferable lifetime warranties. As part of the River Point community, you have access to the community boat ramp, making it easy to enjoy the Florida lifestyle of boating, fishing, and exploring the scenic waterways. Additional features include but not limited to: HVAC complete replacement 2019, GUTTERS 2022, ROOF 2022, first floor LVP FLOORING 2021, SOLAR PANELS 2022, high-efficiency solar-electric WATER HEATER 2022, and a commercial grade playground 2022.
This incredible location allows for easy access to Anna Maria Island which boasts arguably the most pristine 7 miles of beach in the US, the Village of the Arts, Bradenton Riverwalk, and the University Town Center which is home to over 250 distinctive retailers and more than 80 restaurants ranging from fast-casual to fine dining. This home has not had any flooding or hurricane damage.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,999 | $519,999 | $519,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,416 | $3,456 | $4,385 |
Total Monthly Payment | $3,831 | $3,871 | $4,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.