If you're seeking the ideal retirement spot or a second home to escape the winter chill, this gorgeous villa in the coveted Heritage Springs community is a must-see. Upon entry, you'll be welcomed by soaring vaulted ceilings that create a bright and airy ambiance. A convenient closet in the front foyer offers extra storage, and the unobstructed view from the foyer extends to the serene backyard. The Living Room, Dining Room, and Master Bedroom are adorned with stylish vinyl plank flooring, which extends seamlessly into the Kitchen. The Kitchen includes a cozy eat-in area and overlooks both the Dining Room and Living Room, making it a perfect space for gathering with family and friends. The open floor plan enhances its appeal for entertaining. The spacious Master Bedroom features two walk-in closets, and the ensuite bath is equipped with a glass-enclosed shower, vanity, and linen closet. The secondary bedroom also offers generous space and a large walk-in closet. Additionally, a second linen closet is conveniently located near the guest bathroom. A roomy laundry area off the Kitchen provides access to the garage, adding to the home's functionality. After enjoying a day of golf, tennis, or a workout at the updated fitness center, unwind on the back patio, where you'll appreciate the privacy of no rear neighbors. Notable updates include a NEW A/C system installed in 2024, a Brand-New ROOF will be installed soon, and a NEW GARBAGE DISPOSAL. The home has been thoughtfully decorated and can be sold fully furnished, offering a turnkey solution for those seeking a move-in-ready retreat. This villa truly has it all and is sure to exceed your expectations! It is move-in ready and be sold completely furnished making your move an easy transition. Heritage Springs is a gated community with 24/7 onsite security, offering an array of upscale amenities. Residents can enjoy a meticulously maintained 18-hole golf course with a pro shop, outdoor tennis courts, an updated fitness center, a spacious heated outdoor pool with a separate spa, bocce courts, shuffleboard, and a variety of activity rooms, including a card room, arts and crafts room, and billiards. The community also features a Restaurant, Lounge, outdoor dining areas, and a large auditorium that hosts monthly entertainment events. The monthly HOA fee for this villa includes exterior maintenance, cable, internet, and irrigation services, ensuring a worry-free lifestyle in this exceptional community. Short drive to Grocery stores, Restaurants, Hospitals, Entertainment and the Suncoast Highway.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,462 |
Total Monthly Payment | $2,263 | $2,261 | $2,782 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.