Spend the month of July or August in this fabulous Queen Anne Victorian within a short walking distance to historic downtown, Broadway's restaurant row and Newport's beautiful beaches & Cliff Walk. This home features many historic details along with modern amenities. From the large front porch that welcomes visitors into the stunning entry hall to the comfortable living and dining rooms complimented by the beautifully designed kitchen, you will feel right at home. There is easy access to the private back deck and yard from both the kitchen and first floor den. A lavette in the back hallway serves the first floor. The second and third floor include six bedrooms and three full baths, including a primary suite. Other features include hardwood floors throughout, high ceilings, two gas fireplaces, a hydro-air heating system, central air, beautiful woodwork and more. There is also an apartment over the carriage house garage that offers another 660 sq. ft. of living space including a 7th bedroom, fourth full bath and a second kitchen, living and dining area in an open floor layout, ideal for extra guests, extended family members or staff. This brings this spectacular home up to 3, 772 sq. ft. of living space. Plenty of room for everyone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$50,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $40,000 | $40,000 | $40,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $269 | $273 | $346 |
Total Monthly Payment | $344 | $348 | $421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.