Welcome to South Shore Village & Country Club, a one-of-kind over 55 condominium development in South Kingstown! This meticulously maintained "Seabreeze" model has 2 beds, 3 baths, and a versatile flex room, which can function as a den or office. Thoughtfully designed and move-in ready, this home stands out with OVER $100, 000 in UPGRADES added during and after construction. These include a finished basement with a full bath, 2 additional flex rooms, and a common area; An additional 120 s. f. of deck space with a privacy rail for outdoor enjoyment; a high-end kitchen with quartz countertops, upgraded cabinets, and under-cabinet lighting; crown molding throughout; enhanced landscaping with 2 beautiful Rose of Sharon trees and a 2 car garage. This remarkable community features a state-of-the-art community center that includes an indoor/outdoor saltwater pool and jacuzzi. Residents can also enjoy scenic walking trails. For golf enthusiasts, there is a 9-hole public golf course complete with a driving range and clubhouse. Additionally, the property is conveniently located near beautiful Rhode Island's beaches. Why wait or stress over new construction when this property offers incredible value with its extensive upgrades and ready-to-move-in condition? Don't miss this rare opportunity, schedule your private showing today to experience everything this exceptional property has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,390 |
Total Monthly Payment | $4,903 | $4,845 | $5,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.