Under contract-accepting backup offers. Historic Charm, Wraparound Porch, Pool, AND an adorable ADU - YES this property has it ALL! This Craftsman style bungalow offers a unique blend of comfort, charm, and style both inside and outside. This is perfect for those seeking a cozy retreat with modern amenities that's located steps away from all that Central Ave shops and restaurants have to offer. Step inside to discover the traditional shotgun style layout with gleaming hardwood floors throughout. The main home boasts two bedrooms and one bath. The expansive living area is bathed in natural light, creating a warm and inviting atmosphere with the fireplace as the focal point. Whether you're entertaining friends or enjoying a quiet evening, this space is versatile and accommodating. The open floor plan seamlessly connects the living area to the kitchen, making it easy to stay engaged with guests while preparing meals. This property also boasts the most adorable studio accessory dwelling unit which adds more privacy for you and your guests. The property offers ample outdoor space for relaxation and recreation. Imagine unwinding by your pool or entertaining in your backyard, where you can create memories or simply enjoy the Florida sunshine. This home is not just a place to liveāit's a lifestyle. With its prime location in St. Petersburg, you'll have easy access to the vibrant local scene, including dining, shopping, and cultural attractions. Embrace the opportunity to make this charming residence your own and experience the best of Florida living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,679 | $3,722 | $4,723 |
Total Monthly Payment | $4,194 | $4,237 | $5,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.