This charming Mystic Cape-style home is the perfect blend of comfort and convenience, offering an ideal location to create the lifestyle you've always wanted. With 3 bedrooms, 1. 5 baths, and a host of desirable features, this home has everything you need. The large formal living area features a cozy fireplace, creating a warm and inviting atmosphere for gatherings with family and friends. The spacious eat-in kitchen is perfect for entertaining, allowing you to host memorable get-togethers and create delicious meals with ease. One of the highlights of this home is the versatile first-floor bedroom, which can be used as a guest room, home office, or den, giving you the flexibility to tailor the space to suit your needs. The great room off the kitchen provides ample space for relaxation and enjoyment, with an additional large fireplace adding to the cozy ambiance. The two additional large bedrooms on the upper level offer comfortable living space with a full bath. An extra bonus room provides storage, closet space, or potential for a creative project area. The 2 car detached garage and full basement offer plenty of storage options. Located within walking distance to the Mystic River, you'll have water access and scenic water views right from your back yard. Additionally, the convenient access to I-95 ensures easy commuting and a short distance to area beaches for relaxation with all that Mystic and its neighboring towns have to offer.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Family Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $615 | $615 | $615 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,217 |
Total Monthly Payment | $4,075 | $4,029 | $4,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.