Welcome to your dream lakefront home in the prestigious gated community of River Club and NOT IN A FLOOD ZONE. This exquisite 3-bedroom, 2-bathroom, 2-car garage pool residence offers 1, 980 square feet of luxurious living space, including two versatile flex rooms. Set in a charming neighborhood with beautifully maintained lawns and lush landscaping, this home exudes tranquility and elegance from the moment you arrive. As you enter through the welcoming foyer, the home’s spacious open design unfolds before you. To your left, you’ll find the first of two flex spaces, currently used as an office/den. The home features tile floors throughout the main living areas, LVF flooring in the bedrooms, 9-foot ceilings, crown molding, and a highly desirable open/split floor plan. The chef-inspired kitchen is a true highlight, offering a pantry closet, granite countertops, new matching backsplash, stainless steel appliances—including a new dishwasher and microwave—and a center island with seating. The sleek white raised panel cabinetry and drawers provide ample storage, while the kitchen flows seamlessly into the spacious living and dining areas. Sliding doors open to the lanai and pool, perfect for enjoying the serene outdoor space. The luxurious Owner's Suite is a private retreat, featuring a custom walk-in closet, a tray ceiling, and an attached ensuite bath with a large walk-in shower (just refinished), a relaxing soaking tub, and a generous Quartz vanity with dual sinks. The split floor plan offers privacy for the guest bedrooms, both of which are spacious with ample closet space, and a full bath. A cozy den/media room is conveniently located between the guest rooms, offering the perfect space for a sitting area or office. Step outside to your private oasis featuring a sparkling heated pool, surrounded by a recently resealed brick paver deck. Relax under the retractable louvered pergola, complete with a summer kitchen, granite countertops, Keg-O-Rator, and seating for ultimate outdoor enjoyment. The pool cage provides unobstructed views of the outdoor patio and the tranquil lakefront beyond where you can enjoy the wildlife. The backyard is fully fenced with two gates, offering both privacy and convenience. Additional features include a 2-car garage with plenty of storage space, a convenient custom laundry room with built-in storage, mud room for your shoes/coats/keys. The home windows include a warranty until 2035 and a new 2022 roof for added peace of mind. A brick paver driveway and walkway enhance the home’s curb appeal. The River Club community offers exceptional amenities, including a pool, fitness center, gated access, and maintenance services that cover all common areas and lawn care, all at a low monthly fee. With easy access to the new Sunseeker waterfront resort, downtown Punta Gorda, US 41, and I-75, you’ll be ideally located to enjoy all that this vibrant area has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,100 | $2,665 |
Total Monthly Payment | $2,484 | $2,455 | $3,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.