Welcome to this charming ranch-style gem nestled in the heart of Manchester, NH (03104). A delightful home with endless potential, this cozy 2-bedroom, 1-bath home is the perfect blend of vintage charm and modern convenience. Step inside and be greeted by gleaming hardwood floors that flow throughout, adding warmth and character to every room. The finished lower level offers even more space to spread out and get creative—whether you envision a cozy den, home office, or personal retreat. The vintage kitchen is a true throwback, ready and waiting for your personal touch to bring it into the present. Imagine sipping your morning coffee here, surrounded by the charming details that make this home special. With a heating system that’s only 3 years old, you'll stay warm and toasty throughout the winter months while planning your spring updates. Located just minutes from schools, shopping, and with easy highway access, you'll have everything you need right at your fingertips. Whether you're a first-time homebuyer or looking for your next project, this quaint ranch is a must-see. Bring your vision and make this sweet spot your own! Ready for a quick closing and just in time to enjoy the beautiful New England spring—don’t miss out!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,827 | $1,802 | $2,287 |
Total Monthly Payment | $2,300 | $2,275 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.