Welcome to Arbor Woods! Wonderful opportunity to live in this popular 55+ community. This lovely ranch is just filled with natural light & boasts all of the amenities & appointments for easy & comfortable one floor living. The charming front porch opens up to expansive open concept home - LR/DR with large bay window, gas fireplace, cathedral ceilings & sliders to the back deck. The cooks kitchen boasts 42" custom cabinetry, breakfast bar, granite counters, under cabinet lighting, updated SS appliances, message center & pantry & open to main living area with hardwood floors throughout. The primary suite is peaceful & private with transom window, oversized bath w/double vanity & 5' glass shower, large walk in closet w/built in wall safe. Guest bedroom is lovely & full bath w/tile accommodates guests. Thoughtfully placed, the mudroom houses the laundry as well. The full basement has an additional bonus room in the back with daylight, walk out and 3rd garage bay. Plenty of potential for storage, workshop, rec room, vehicle storage & more. This home has been meticulously maintained with many updates & careful attention to details. Enjoy the benefits of your own home & the advantages of Arbor Woods community - great clubhouse with biliard room, exercise area, great room & in ground heated pool in the summer months. Additional amenities included are lawn care, trash pick up & snow removal. Welcome home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,800 | $388,800 | $388,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $698 | $698 | $698 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,619 | $2,584 | $3,279 |
Total Monthly Payment | $3,392 | $3,357 | $4,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.