Welcome to relaxed country living in this spacious country home with several recent upgrades making it a pleasure to show. Easy access to town, Interstates, Restaurants, misc. shopping opportunities, medical facilities, sports and entertainment options, beaches and many other outdoor activities. Some of the recent upgrades from June - November 2024 include: New roof, new exterior painting including a color change Kitchen: granite countertops, sink and faucet, new appliances, new laminate flooring in the main bedroom and office. Home features 9 ft. ceilings with a vaulted ceiling and wood burning fireplace in the Family Room. Bright breakfast area in the kitchen. There is a shallow well for the irrigation system, storage shed in the back yard and PVC fencing. no CDD fees and low HOA fee of $239 per quarter. Take a look at this one!!! NOTE in the Property tax info that the Seller is 100% Disabled Veteran
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,999 | $391,999 | $391,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,641 | $2,605 | $3,306 |
Total Monthly Payment | $2,735 | $2,699 | $3,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.