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993 Williams Road, Colchester, VT, 05446 | $499,900
This spacious and thoughtfully designed townhouse comes with DEEDED LAKE ACCESS. Just a short distance to your shared beach on Lake Champlain with stunning views of the bay. A perfect spot to drop in your paddleboard or pull up your dinghy for easy trips out to your mooring ball for storing your boat or fishing around the anchor (mooring ball included in sale). The home has been lovingly maintained and upgraded to include newer siding, roof, tankless hot water heater, washer, dishwasher, and custom blinds. It has all the comforts and feel of a house with the convenience of a townhome. The shared yard has an abundance of space for playing and a fire pit and features gorgeous flowers, a privacy hedge, lilac bushes, cherry trees, hydrangeas, and charming wooded area. The 1st floor is flooded with natural light and has tall ceilings a gas fireplace, ¾ bath, hardwood floors, an open and flowing floorplan, and office nook. Upstairs you will find 2 guest bedrooms, a full bath, and the primary suite with cathedral ceilings, another full bath, walk-in closet, and spacious loft area ideal for yoga, reading, an office, or any number of uses. There is also a finished walkout basement with a large storage room and utility room, plus an attached one-car garage. This home has everything you want and need! Open House Sunday 12/15 10am-12pm.
Features
- Parking: Driveway,Off Street,Attached
- Heating: Baseboard,Hot Water
- Cooling: Other
- Amenities: Landscaping,Beach Access,Beach Rights,Boat Mooring,Common Acreage,Snow Removal
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 three-quarter
- Complex: Landry Commons
- Year Built: 1988
- Approx Sq. Feet: 3,074
- Est. Taxes: $6,705
- Lot Desc: Beach Access,Lake Access,Landscaped,Water View
- Middle School: Colchester Middle School
- High School: Colchester High School
- School District: Colchester School District
- MLS#: 5024566
- Website: https://www.raveis.com
/prop/5024566/993williamsroad_colchester_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/18/2024Listing courtesy of Coldwell Banker Hickok and Boardman Phone: 802-863-1500
Listing Agent: Jessie Cook
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
993 Williams Road, Colchester, VT, 05446
$499,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,694 | $2,658 | $3,373 |
| Total Monthly Payment | $3,328 | $3,292 | $4,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484