130 East Cedar Street, Mount Vernon, NY, 10552 | $1,350,000

Move-in ready. This majestic renovated four-bedroom Mediterranean villa near Bronxville is set on a lushly landscaped large corner property. The arched, covered portico, massive stone walls, terraces, patios, lawn sprinkler irrigation system and fully operable in-ground gunite mini pool complete the private outdoor oasis. The flagstone walkway leads to a refined entry door with brass lion-head knocker and into the grand foyer featuring a sweeping curved staircase and distinctive balustrades. Center hall layout is perfect for entertaining and relaxing, with leaded-glass double French doors opening to the huge living room and elegant dining room, both with oversized moldings, gleaming maple floors and custom fireplace. A paneled room with three exposures, bay window and built-ins can be used as a home office or bedroom. -Separate lower level in-law apartment. - The updated kitchen and butler’s pantry have granite counters, a breakfast nook and mud room. Upstairs, the huge ensuite primary bedroom has its own private 220 SF terrace, cedar closets, and enormous tiled bath with separate shower room. Two additional bedrooms and bath are on the second level; also there is a half bath with gold fixtures on the first floor. The lower level, with rec room, laundry, full bath and playroom, accommodates au pair or in-law living. The heated, two-plus car garage is below the house, with direct access. The 1, 500 SF attic with cathedral ceiling (not included in house area) can be finished to suit your needs. New 200-amp service and upgrades throughout. Freshly painted, inside and out. Special Concession For Cash Transaction. Ultra low taxes.

Features

  • Amenities: Park
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Mediterranean
  • Year Built: 1929
  • Garage: 2-car
  • Heating: Other, Radiant
  • Cooling: ENERGY STAR Qualified Equipment
  • Basement: Walk-Out Access, Full, Partially Finished
  • Approx Sq. Feet: 3,748
  • Acreage: 0.17
  • Est. Taxes: $14,988
  • Lot Desc: Near Public Transit, Near School, Near Shops, Sprinklers In Front, Sprinklers In Rear, Corner Lot, Part Wooded, Stone/Brick Wall
  • View: Trees/Woods
  • Elem. School: Pennington
  • Middle School: Contact Agent
  • High School: Contact Agent
  • School District: Mount Vernon
  • Pool: In Ground
  • Appliances: Indirect Water Heater, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Refrigerator, Washer
  • MLS#: 805492
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /eprop/805492/130eastcedarstreet_mountvernon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Windham Associates   Phone: 917-379-8511

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

130 East Cedar Street, Mount Vernon, NY, 10552

$1,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,080,000 $1,080,000 $1,080,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.820% 6.723% 6.284%
Monthly Tax Payment $1,249 $1,249 $1,249
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,389 $6,915 $9,187
Total Monthly Payment $7,763 $8,289 $10,561

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.