***PRICED BELOW RECENT APPRAISED VALUE!*** Welcome to 3118 Partridge Point Trail, a beautifully updated 3-bedroom, 2-bathroom home located in the highly desirable Twin Lakes community in Valrico, Florida. This meticulously maintained property offers a perfect combination of elegance, modern upgrades, and practical features, nestled on a spacious quarter-acre lot. The exterior boasts a new roof installed in 2019 and a 325-square-foot covered and screened lanai with heavy-duty screening, perfect for entertaining or enjoying quiet evenings outdoors. Thoughtfully designed landscaping includes sloping on all sides for optimal drainage, an in-ground sprinkler system using reclaimed water at just $9 per month, and front and rear grounds lighting for enhanced ambiance. A six-foot vinyl privacy fence ensures backyard seclusion, while a streetlight and fire hydrant on the property add convenience and safety. Inside, the home impresses with Italian marble flooring throughout the kitchen, living, dining, and laundry rooms, complemented by plantation shutters in the dining room and master bathroom. The kitchen features stunning Cambria quartz countertops, while the bathrooms showcase elegant granite, all updated in 2019. New carpet was installed in the same year. Recent upgrades include a commercial-grade 50-gallon water heater and water softener system, both added in 2024, as well as an oversized HVAC system replaced in 2021 for ultimate comfort. This home is outfitted with modern technology and security features, including three separate security systems with 360-degree exterior video coverage, a RING doorbell system, and a Simply-Safe intrusion detection system with door sensors, a panic alarm, a siren, and water and temperature alerts. Split 3 car garage with 2 car side finished/insulated/climate-controlled, which allows for effortless climate management. Additional highlights include an internal sound system and meticulously maintained grounds enhanced by irrigation and lighting. Perfectly blending timeless design with cutting-edge features, this exceptional home is move-in ready and waiting for you to make it your own. Nearby, you’ll find top-rated schools, local parks, dining options, and convenient access to shopping centers and major highways. Schedule your private showing today before this one-of-a-kind gem is gone!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,036 |
Total Monthly Payment | $2,998 | $2,966 | $3,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.