Under contract-accepting backup offers. This beautifully updated St. Petersburg home perfectly combines modern amenities with timeless charm, all with the bonus of being high and dry, outside of a floodzone. Located in Five Points, the house is close to the 4th St corridor, which caters to all your convenience needs, and is less than 10 minutes from Downtown. Boasting three bedrooms, two full bathrooms, and gorgeous hardwood floors throughout the main living areas, it exudes warmth and character. The open-concept living and dining spaces flow effortlessly into the bright and spacious kitchen — the heart of the home. The kitchen is designed for style and function, featuring sleek granite countertops, a large pantry, and a dry bar. Thoughtful touches include a deep farmhouse sink, a filtered water faucet, and stainless-steel appliances. The oversized Primary Suite serves as a private retreat. It offers ample room for a king-sized bed and cozy lounge area, with a walk-in closet featuring a custom Elfa storage system. The ensuite bathroom is an oasis, featuring dual granite vanities, a generous linen closet, a private toilet room, and a walk-in spa shower. Step outside to enjoy the charming front porch or private backyard; both complete with lush landscaping, while the fully fenced, newly sodded backyard is complete with a stunning pink trumpet tree (or Tabebuia tree) that blossoms with vibrant pink flowers each February. The attached two-car garage plus an additional parking pad, accessible via the alley, offers convenience and space for a boat or RV. Complete with steel hurricane shutter system for all windows and entryways plus an impact-rated front door (door newly installed 2021), new rain gutters installed 2023, and fresh exterior paint. The central location presents easy access to the I275, Downtown St Pete, and the Beaches; this home perfectly blends style, functionality, and location. Set up your viewing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $594 | $594 | $594 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,554 |
Total Monthly Payment | $4,279 | $4,275 | $5,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.