Do you enjoy the sound of flowing water? With a stream just a few feet from the yard and minutes from Whaley Lake, you can enjoy those sounds almost all year round here at 1300 Route 292! This 3 bedroom and 1 full bathroom, well-maintained Ranch sits on a lush . 29-acre lot. The home features hardwood floors throughout the main level and a fully finished basement offering ample storage space with easy access via a walk-out to the driveway. As you enter through the front door, you’ll be greeted by a welcoming entryway with a convenient coat closet. Step into the cozy living room that flows seamlessly into the rest of the home. Just off the hallway, you'll find one smaller bedroom, a full bathroom boasting floor tiles and a vanity with plenty of counter space, followed by two bigger, bright bedrooms featuring sizable closets. The heart of the home (the kitchen of course), offers beautiful granite countertops and stainless-steel appliances with a breakfast nook/bar that comfortably seats four, overlooking the living room, making it perfect for casual meals and entertaining. From the kitchen, step through the sliding doors onto a large deck which provides plenty of space for a dining set, lounge seating, and even a grilling station! The backyard offers two separate pads — one ideal for a firepit and another perfect for a hot tub setup. The lower yard area offers the soothing sounds of the stream and even features a small basketball court for a fun outdoor activity. Just 400 feet East, enjoy the beauty and recreational opportunities at Whaley Lake, where you can boat, fish, kayak, and more. This property offers a perfect balance of indoor comfort and outdoor adventure, all within a tranquil setting in Holmes, NY. Don't miss the chance to claim your dock rights and make this charming home yours!
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$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $822 | $822 | $822 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,047 | $2,597 |
Total Monthly Payment | $2,972 | $2,944 | $3,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.