1300 Route 292, Holmes, NY, 12531 | $385,000

Do you enjoy the sound of flowing water? With a stream just a few feet from the yard and minutes from Whaley Lake, you can enjoy those sounds almost all year round here at 1300 Route 292! This 3 bedroom and 1 full bathroom, well-maintained Ranch sits on a lush . 29-acre lot. The home features hardwood floors throughout the main level and a fully finished basement offering ample storage space with easy access via a walk-out to the driveway. As you enter through the front door, you’ll be greeted by a welcoming entryway with a convenient coat closet. Step into the cozy living room that flows seamlessly into the rest of the home. Just off the hallway, you'll find one smaller bedroom, a full bathroom boasting floor tiles and a vanity with plenty of counter space, followed by two bigger, bright bedrooms featuring sizable closets. The heart of the home (the kitchen of course), offers beautiful granite countertops and stainless-steel appliances with a breakfast nook/bar that comfortably seats four, overlooking the living room, making it perfect for casual meals and entertaining. From the kitchen, step through the sliding doors onto a large deck which provides plenty of space for a dining set, lounge seating, and even a grilling station! The backyard offers two separate pads — one ideal for a firepit and another perfect for a hot tub setup. The lower yard area offers the soothing sounds of the stream and even features a small basketball court for a fun outdoor activity. Just 400 feet East, enjoy the beauty and recreational opportunities at Whaley Lake, where you can boat, fish, kayak, and more. This property offers a perfect balance of indoor comfort and outdoor adventure, all within a tranquil setting in Holmes, NY. Don't miss the chance to claim your dock rights and make this charming home yours!

Features

  • Amenities: Boat Dock
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: In Basement
  • Style: Ranch
  • Year Built: 1960
  • Heating: Hot Water, Oil, Steam
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, See Remarks, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 960
  • Acreage: 0.29
  • Est. Taxes: $9,867
  • HOA Fee: $600 Annually
  • Lot Desc: Back Yard
  • View: Lake
  • Elem. School: Pawling Elementary School
  • Middle School: Pawling Middle School
  • High School: Pawling High School
  • School District: Pawling
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: 803287
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/803287/1300route292_holmes_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of McGrath Realty Inc   Phone: 845-855-5550

William Raveis Family of Services

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1300 Route 292, Holmes, NY, 12531

$385,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $308,000 $308,000 $308,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $822 $822 $822
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,075 $2,047 $2,597
Total Monthly Payment $2,972 $2,944 $3,494

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.