Experience the Ultimate Oceanfront Lifestyle at Villages of Vilano! Wake up to the beauty and tranquility of the Atlantic Ocean in this 2-bedroom, 2-bathroom condo located on the top (3rd) floor of the highly desirable Villages of Vilano. With breathtaking ocean views from your private screened-in porch, every moment here offers a peaceful retreat. Whether you're relaxing in the living room, dining area, or preparing a meal in the kitchen, the stunning view will enhance your daily living and lift your spirits from dawn to dusk as you watch the vibrant wildlife of the ocean, from playful dolphins to seabirds soaring, or simply enjoy the peaceful rhythm of the waves. This bright and inviting condo features light vinyl flooring throughout and has had recent updates, including new windows and sliders that flood the space with natural light and provide enhanced energy efficiency. The popcorn ceiling has been removed, offering a smooth canvas for you to add your personal touches and make this condo your ideal beachside retreat. Ideally located just 2 miles northeast of Historic Downtown St. Augustine, the Villages of Vilano community offers the perfect combination of convenience and coastal living. Enjoy direct beach access via a private bridge, a beachside cabana, and sandy shores—everything you need to embrace the oceanfront lifestyle. Whether you're watching the serene sunrises over the ocean or the vibrant sunsets from the marina, the views here are sure to impress. The community offers a range of resort-style amenities, including an indoor heated pool & jacuzzi, an outdoor pool, and a well-equipped fitness center. The clubhouse is the perfect spot to meet neighbors and friends, while the lighted tennis, pickleball, and bocce ball courts provide endless outdoor entertainment. Boating enthusiasts will love the community marina, which features a dock, boat ramp, and privately owned boat slips (sold separately) with easy access to the Intracoastal Waterway. There is also RV/boat storage when available, making it easy to keep your water toys ready for adventure. This secure, gated community features elevator access directly from the parking garage to your condo, with your assigned parking space just steps away. There's room for bikes and beach toys in your parking space, providing extra convenience for your active lifestyle. In addition, you'll enjoy a separate, secured storage area in the garage for all your belongings. Impact windows and sliders provide added safety and efficiency, while the private storage unit gives you extra space for anything you need to store. With 24-hour security, you can relax and enjoy all the benefits of oceanfront living with peace of mind. Conveniently located between the Atlantic Ocean and the Intracoastal Waterway, Villages of Vilano is just a short drive north on A1A to Ponte Vedra, providing easy access to both relaxation and adventure. Discover the potential of this affordable oceanfront condo and embrace the coastal lifestyle you've always dreamed of. With its incredible location, beautiful views, and resort-style amenities, Villages of Vilano is the perfect place to make your own. Make it yours today!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,597 |
Total Monthly Payment | $2,432 | $2,430 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.