AN UPDATED VILLA IN SANDPIPER? When can I move in?!
Sandpiper Golf and Country Club, Lakeland's premier 55+ community, is where all the cool kids live because we've got it going on. Buying this gorgeous move-in ready villa will get you in without breaking the bank! This home has a tastefully updated kitchen done about a year ago, with quartz countertops, suspended uplighting, a really fancy sink, and new appliances excepting the dishwasher. Consistent luxury vinyl plank waterproof flooring (wood look, of course), with carpet for cozy feet in the bedrooms gives a smooth flow to the open concept. Both bathrooms have *just* been remodeled with Corian countertops and there's also a handsome new set of glass shower doors in the owner's suite. The giant walk-in closet in the bright sunny owner's suite will let you relax knowing you have space for everything. And from that bright sunny owner's suite, you can waltz right out to the brick-pavered lanai and enjoy the sun protective screening and the mosquito-free peace and quiet. There's a surprisingly large one-car garage with space for the ~1year old washer and dryer that DO convey with the home. Convenient. Your HOA dues at this villa are quarterly, and they cover the roof, the exterior painting, the water and electricity for the common area sprinkler system, internet, cable tv with up to three boxes, and lawn service too. And, let's not forget the amaaaaayzing amenities and happenings here at Sandpiper. We have a club for every card game you can think of and some you might never have heard of, even. There are two pools, two hot tubs, a sauna, pickleball, tennis, cornhole, shuffleboard (there's actually a really competitive team here, TBH), billiards, gas grills and picnic table area with pavers, Community Clubhouse, Recreation Center, gym, crafting club, bowling club, travel club, dances regularly, annual men's lunch, annual women's lunch, Bingo, pancake breakfast events, puzzle room, yoga, strength training, stretch class, water volleyball, water aerobics, you name it. Oh, we DO have fun! Come join us, we'd love to have you as our new neighbor!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $199 | $199 | $199 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,401 | $1,382 | $1,754 |
Total Monthly Payment | $1,675 | $1,656 | $2,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.