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640 Floral LANE, Port Charlotte, FL, 33952 | $189,900
This completely updated 2-bedroom, 1-bathroom home in Port Charlotte is the perfect starter home or ideal for those looking to downsize. With modern upgrades and a warm, tropical vibe throughout, this home offers both comfort and style.
The exterior boasts a brand-new roof, soffit, and fascia installed in 2021, along with hurricane-impact windows and doors for added peace of mind. A new two-car driveway and a 10x16 storage shed, both added in 2021, provide ample parking and extra space for your belongings.
This property is pre-wired for a whole-house generator and includes a 5900 watt gas operated generator. Additional updates include a NEW hot water heater installed in 2024, an updated electrical panel, central air/heat added in 2019, and two mini-split A/C/heat systems added in 2024 to the primary bedroom and living room, ensuring year-round comfort.
Inside, luxury vinyl plank flooring flows seamlessly throughout the home, except in the kitchen and bathroom, where durability meets practicality. The 5 1/4-inch baseboards add a touch of elegance, while the thoughtfully designed kitchen is a true showstopper. It features granite countertops, wood cabinets, a chic tile backsplash, under-cabinet lighting, a single-basin sink, and stainless steel appliances, all combining functionality with style.
The outdoor living space is equally impressive, with a screened-in lanai that includes a relaxing 7 person hot tub, perfect for unwinding after a long day. The privacy-fenced backyard provides a serene retreat, ideal for entertaining or enjoying the Florida sunshine in peace.
Located just a 10-minute drive from the luxurious Sunseeker Resort, with its exquisite dining options, this home also offers easy access to US-41, shopping, dining, boat ramps, and the Charlotte Harbor Beach Complex.
With so many updates and a prime location, this home is move-in ready and waiting for you to make it your own. Don’t miss the opportunity to experience Florida living at its finest!
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Lot Size: 85 x 100
- Laundry: Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup
- Year Built: 1958
- Garage: Driveway, Oversized, Parking Pad
- Heating: Other
- Cooling: Mini-Split Unit(s)
- Approx Sq. Feet: 1,011
- Acreage: 0.2
- Lot Size: 85 x 100
- Est. Taxes: $3,006
- Elem. School: Peace River Elementary
- Middle School: Punta Gorda Middle
- High School: Port Charlotte High
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator
- MLS#: D6139512
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/D6139512/640florallane_portcharlotte_fl?source=qrflyer
Listing courtesy of CENTURY 21 SUNBELT REALTY Phone: 941-625-6120
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
640 Floral LANE, Port Charlotte, FL, 33952
$189,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $151,920 | $151,920 | $151,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $251 | $251 | $251 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,024 | $1,010 | $1,281 |
| Total Monthly Payment | $1,349 | $1,335 | $1,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388