DISCOVER ENDLESS POTENTIAL in this 3 bedroom, 2 bathroom, 2 car garage home with serene lake views in Rosewood at the Gardens! Situated in the highly sought-after Palm Aire neighborhood, this single-family gem is **PRICED BELOW MARKET VALUE** offering an incredible opportunity to create your dream home with modern updates tailored to your taste. NEW ROOF AND NEWER AC! The light filled, open floor plan boasts soaring cathedral ceilings and a wall of sliding glass doors that seamlessly blend indoor and outdoor living, making the space feel even more expansive. The thoughtfully designed layout flows effortlessly from the main living area into the kitchen, which features ample counter space for meal prep and room for a cozy breakfast table. Just off the kitchen, you’ll find a formal dining area perfect for hosting gatherings. The spacious master suite includes a walk-in closet and an ensuite bathroom, while the two additional bedrooms are generously sized and share a full bathroom. The highlight of this home is the oversized screened-in patio, an ideal spot to enjoy Florida’s mild winters. Whether you're soaking up the sun or admiring the tranquil lake and its surrounding wildlife, this outdoor space is your personal retreat. This flexible floor plan caters to both full-time residents and those seeking a perfect winter getaway. Why pay premium prices for similar homes when you can snag this incredible deal and customize it to your exact liking over time! Rosewood at the Gardens has a community pool that is a very short walk out your front door! Hard to find a better location. . . there are just so many nearby community amenities nearby. Just minutes away is Palm Aire Golf & Country club that offers a wide range of packages for the golf enthusiast, 8 Har-tru tennis courts, pool, fitness center, social events and dining. You have option to join the Palm Aire Golf & Country Community. Some of the best shopping at UTC, dining, Benderson Park and Mote Marine are all within minutes from this appealing home and downtown Sarasota is also easily accessible. THIS ONE WONT LAST LONG SO DONT WAIT!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,155 | $2,721 |
Total Monthly Payment | $2,443 | $2,388 | $2,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.