Excellent value on this 3BR pool home in the well-established Kensington community. Quality updates include: (1) solar panels added (2022), (2) baths replumbed (2019), (3) new roof (2018), and (4) windows replaced (2014). Step inside to a great room with vaulted ceiling – makes a great gathering space and is versatile to set up to suit your needs. Notice, too, a cozy bonus space in the front of the home – an ideal nook to set up office space. The great room is open to the contemporary kitchen, which boasts granite counters, plenty of storage space, under counter lighting, 42” raised panel cabinetry and a closet pantry. Appliances included! There are two spots suitable for dining – one for crowds and one with a pool view. Split bedroom plan with primary suite off the great room. Here you will enjoy a good-sized bedroom, ensuite bath w/shower and walk-in closet. Secondary bedrooms and another bath are tucked off the home’s hallway on the other side of the home. A big reason to love this home is all that you have out back. First, there’s a screened lanai with an above ground spa for you to enjoy. Then there’s your private, solar-heated pool with open air patio – the perfect place to have fun in the sun. And finally, there’s the large back yard, fully fenced for privacy, and an accessory building that’s ideal for storage or even a workshop. Great location – you are 5-10 minutes from essential shopping and fast/casual dining spots, and only 3 miles to SR 408 and SR 414. No HOA, too! Come see all that makes this home so special.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,127 | $2,699 |
Total Monthly Payment | $2,375 | $2,346 | $2,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.