One or more photo(s) has been virtually staged. THIS BEAUTIFUL BUNGALOW STYLE PROPERTY, NO HOME OWNER ASSOCIATION, CAN BE YOUR FIRST RESIDENCE, YOUR RETIREMENT HOME, YOUR NEXT INVESTMENT. IT IS LOCATED ON APPROXIMATELY AN ACRE OF LAND WITH TWO (2) FULL BEDROOMS AND ONE (1) OFFICE/LIBRARY THAT CAN BE CONVERTED INTO A 3RD BEDROOM AND TWO (2) BATHROOMS. IT HAS A CONCRETE PAD ON THE RIGHT SIDE OF THE PROPERTY, IDEAL FOR PARKING RECREATIONAL VEHICLES (RV), A BOAT, ETC. There are electrical outlets next to the electrical panel in the home for your use. The floors are tile throughout the common areas, vaulted ceilings, and the bedrooms have modern laminate flooring. This open floor plan makes the home very bright with views on all sides. French door leads from the kitchen to a large enclosed porch that has two exit doors, one on the left and one on the right. The kitchen overlooks the backyard, with all its stainless steel appliances. It has a very large room for the washer, dryer and space to fold and organize clothes located inside with several shelves for storage. In addition to this approximate acre of land, it has FOUR (4) MORE ACRES OF LAND, AS A CONSERVATION AREA, which you can take advantage of to have a beautiful grove to relax, enjoy long hours in front of nature. You will breathe nature, privacy, tranquility and freedom. Neighbors comment that different species of birds sing and visit the area. There is a spectacular shade that refreshes on summer days. The covered parking space measures 14'x24' next to the other access door to the property, it is very convenient to avoid getting wet on a rainy day, a door conveniently located at the other entrance to the house. The property has its Septic Tank. The PUMP AND TANK that is just over two years old. It has two (2) very good sized storages. There is plenty of space and THIS LOCATION MAKES THIS HOME AN ENVIRONMENT WHERE YOU CAN BREATH PEACE LIKE IN THE COUNTRYSIDE, AND AT THE SAME TIME CLOSE TO THE CITY, BECAUSE IT IS CLOSE TO EVERYTHING.
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
Monthly Tax Payment | $311 | $311 | $311 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,689 | $3,423 |
Total Monthly Payment | $3,042 | $3,075 | $3,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.