Seller is offering $30K credit with a full price contract to be used at Buyer discretion . . . buy your rate down, make changes you prefer, pay your closing costs or take it off the price of the home . . . SOOOO . . . Pack up your things and get ready to start your 2025 in awesome Mill Creek Subdivision with all of it's beauty but without the CDD fees and high HOA fees associated with the new builds! This custom was a the builder's personal residence and he enlarged it from a 3/2 into a 4/5 bedroom to make it multi-generational. The current owner did a light remodel two years ago and added an additional half bath, along with renovating the other 3 baths. There was a lot of updating throughout but there is room for more if you want a totally "new" look inside! The floor plan separates the Primary Suite from the remaining 3/4 bdrms (stated as 3/4 because there is an office that is currently being used as a bedroom) and it has a spacious spa like bath with a huge custom soaking tub and a large walk in shower, two closets and gobs of vanity space. When enlarged, there was a specific room designed to be a mother-in-law with a private entrance. The front of the home offers split formals and can be used for a multiple of options, from a wine room, music room, a game room or as actual formals and more but space, this home has it!! The kitchen is in the center of the home, it is open and has a huge counter height bar that seats as many as 6 and of course the norm, beautiful granite and backsplash, stainless appliances and a pantry! There is a wine frig and an pass thru from the kitchen into the formal area for convenience. Eating areas. . . many! There is a breakfast nook and a large dining area (this was added when the home was enlarged) that sits between the kitchen and the huge family room. The family room has a stone fireplace flanked by builtins and a vaulted ceiling and quite spacious. The wing of bedrooms has a pocket door to close the area off which provides total privacy and quiet! Located on over . 75 ac, this preserve lot has tons of options from the forest of trees behind the backyard that actually has a trail down to the Manatee River tributary that canoes can be launched from during the summer. Leave the lot as is or clear it back further to personalized for your needs. The firepit area is wonderful and a great source for family enjoyment or company! With views of the large screened in pool from many rooms, the outdoors is always a part of this roaming home and three of the bedrooms open to the pool area with sliders. The lot is partially fenced with a double gate so that a boat or RV can be kept on the side of the home. Plenty of parking space, the oversized 2 car garage is almost the size of a 3 but the driveway more than makes up for that feature. The roof was replaced in 2020, the 80 gallon HWH and Pool Pump in 2022, the home was painted inside and out in the 2019 (out) and 2022 (in). So much to love about this home and the location is superior. . . multiple beaches less than an hour away, UTC shopping, eateries all over, Disney, Universal and Busch Gardens all less than 2 hours away and with all the new stores going in by Costco at I-75, everything desired is near by! Hard to turn down that, right??? Come Enjoy the Florida Lifestyle!!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $652,000 | $652,000 | $652,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.606% | 6.622% | 6.680% |
Monthly Tax Payment | $353 | $353 | $353 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,121 | $5,680 |
Total Monthly Payment | $4,674 | $4,566 | $6,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.