FHA/VA Qualifying. Enjoy a year of HOA dues on the house, as the seller has already prepaid for 2025! This spacious 2-bedroom, 2-bathroom condo in Ocala offers a maintenance-free lifestyle, with fresh paint and tile flooring throughout. Located on the second floor, the unit is move-in ready and features an open floor plan, walk-in closets, a large master bedroom, and a generous balcony perfect for sipping your morning coffee. The updated kitchen boasts sleek granite countertops, along with a brand-new stainless steel stove and microwave. Recent updates include a new water heater, electrical panel, and fully replumbed pipes for added peace of mind.
The community offers fantastic amenities, including a pool, tennis courts, and a dog walking area, making it easy to relax and enjoy your surroundings. Conveniently located near dining, shopping, and major highways, this condo offers both comfort and accessibility. With a reasonable monthly HOA fee of $305 covering maintenance, lawn care, pest control, water, and exterior upkeep, you'll enjoy worry-free living.
If you're looking for an affordable home near downtown Ocala, look no further. Schedule a viewing today to see the spacious living room, master bedroom with balcony access, in-unit washer/dryer, and the inviting pool and pavilion. Ready to make the leap from renting to owning? The seller is open to all reasonable offers.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,999 | $135,999 | $135,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $916 | $904 | $1,147 |
Total Monthly Payment | $1,166 | $1,154 | $1,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.