Charming Coastal Key-West-Style Retreat! This unique property offers a 3 Bedroom/2 Bath Home and a separate Guest House with full bath, kitchenette, and stackable W/D. Ideal for an office, art studio, In-law quarters or rental potential! Both homes were newly renovated in 2020/21. The main house is thoughtfully designed with an open concept living and split bedroom plan with delightful accents throughout. An abundance of windows capture the natural light bringing in the Florida sunshine. Spacious indoor laundry room. The perfect space for entertaining with expansive front porches, a deck, pergola and open spaces set in tropical landscaping. Enjoy peace of mind with new metal roofs on all buildings in 2023, block construction, a Generic full house generator, tankless water heaters, hurricane shutters and sprinkler system. Ample parking with a driveway at the 2 car garage and an additional paved driveway servicing both houses. This Retreat creates a Lifestyle in Paradise! An easy stroll to the drive-free seashore of New Smyrna Beach. Many amenities nearby . . . Historic Flagler and Canal Streets of restaurants and shops . . . Canaveral National Seashore, marinas, boat ramps and watersports, parks, trails and golf courses. All information is deemed to be accurate. Buyers and their agents should verify information important to them. Welcome to Serenity in Your New Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$990,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $792,000 | $792,000 | $792,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.296% | 6.622% | 6.680% |
Monthly Tax Payment | $566 | $566 | $566 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,137 | $5,006 | $6,899 |
Total Monthly Payment | $5,795 | $5,664 | $7,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.