Stunning WATERFRONT home is located on an oversized lot in a cul-de-sac on a quiet street in desirable deed restricted PUNTA GORDA ISLES. QUICK SAILBOAT ACCESS (10 minutes) to Charlotte Harbor and on to the Gulf of Mexico. Move in Ready! NO hurricane damage. This light and bright well maintained home offers 3 Bedrooms, 2. 5 Bathrooms, 2 Car attached Garage with Bonus Room, an open floor plan with Living Room and Dining Area, Family Room, half bath, well equipped Kitchen, Master Bedroom suite and Inside Laundry on the first floor. There are two additional generous sized bedrooms with large closets on the second floor. There is also a full bathroom with a walk in shower. The Living Room and Family Room open to the Kitchen and there is a half bath off the Family Room. Both Living Room and Family Room have tile flooring and offer lanai access via sliding glass doors. The Kitchen features Corian countertops, white cabinetry, breakfast bar, good cabinet and counter space, tile backsplash, farmhouse sink. Appliances include BRAND NEW stainless refrigerator, built in stainless microwave, dishwasher, disposal and oven/range. The Kitchen has a dining area with aquarium glass offering views of the pool and waterfront. The Inside Laundry is just off the Kitchen and offers a dryer and new LG washer, laundry tub, cabinets and a closet which could function as a pantry closet or storage closet. The Master Bedroom suite is quite spacious and features Lanai access via sliding glass doors, tile flooring, TWO walk in closets and private bathroom with jetted tub, glass block window, separate walk in shower, his and hers sinks and a vanity area. The wood stairs to the second floor are by the Kitchen and take you to two spacious bedrooms, full bath and balcony with water view. The air conditioned Bonus Room with large window accessed through the Garage can be used for storage, boy toys, fourth bedroom, fitness room, craft room, office, third garage - whatever fits your needs. Your living space extends to the newly screened Lanai with covered area, 32x12 inground gunite swimming pool and fabulous water view. Continue to the waterfront with 78 foot concrete seawall maintained by the city of Punta Gorda and 30x7 concrete dock. Other features include: double door entry, hurricane shutters, sprinkler system, large windows throughout the home offer lots of natural light, 1 hot water heater and 1 A/C unit for EACH floor, city water and sewer. Deed restrictions but NO HOA. If you are looking for lots of square footage this home is perfect for you! An excellent value!
***NEW KYNAR METAL ROOF 2024***. . . . ***NEW GUTTERS, SOFFITS, FASCIA***. . . ***HOUSE HAS BEEN COMPLETELY REPIPED ***. . . . ***NEWER HOT WATER HEATERS. . . . ***ONE NEW A/C UNIT***. . . ***NEW GARAGE DOOR OPENER 2024***. . . ***RECENT INTERIOR AND EXTERIOR PAINT***. . . ***NEW CARPET ON THE SECOND FLOOR*** This home is 5 minutes from Golf and 10 minutes to historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, walking and biking paths, weekend farmers markets, art galleries, Charlotte Harbor Event Center , Fishermen's Village, events and more!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $853 | $853 | $853 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $5,197 | $5,192 | $6,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.