Nestled in the quaint neighborhood of Sea View on Anastasia Island, this cottage style home that was designed and built by Generation Homes is ready for new owners! Sea View is a desirable coastal cottage style community sought after in St. Augustine Beach with only 28 homes and a short walk to the ocean! The lovely three-bedroom, two-bath home is so inviting with its Key West style exterior, welcoming front porch with Trex decking, gorgeous open floor plan and is loaded with many designer finishes! The natural light streaming though the home compliments its beauty. With an oversized island for entertaining, quartz counters, a stylish oversized backsplash with a hooded gas stove and under counter microwave along with kitchen cabinets that reach the ceiling displaying attractive glass inserts on the top row. Cabinets are conveniently placed on both sides of the island, as well! Gorgeous Provenza Maxcore Luxury Vinyl flooring is throughout the home along with plantation shutters and an oversized four panel slider that opens into the extended screened patio complete with Trex flooring which overlooks the preserve. The master bedroom is cleverly placed at the back of the home and is complete with a large, customized closet and a spa like bathroom with a soaking tub and separate shower. If a man cave is what you have been looking for, search no further. The two-car garage has been outfitted with an air conditioned mini-split unit and can be used as an extra little retreat or parking your cars. Solidly built in 2021, the home has never had any damage or flooding from recent storms. Live your best life close to downtown St. Augustine, the St. Augustine Amphitheater, Farmers Market, restaurants and beaches!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $626 | $626 | $626 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,933 | $3,929 | $4,986 |
Total Monthly Payment | $4,651 | $4,647 | $5,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.