Under contract-accepting backup offers. Energy efficient 3 bedroom 2 bath St. Joe built Begonia that has been meticulously maintained within the Victoria Gardens 55+ neighborhood. Conservation area view from your front porch! New Roof 2021, Double Pane Windows, Radiant Barrier in Attic space, Water Heater 15’, 16 SEER A/C system installed in 2014 & whole home Generator! Homeowner has made numerous updates to the home. Interior features include “soft close” kitchen cabinets, brand new stainless steel appliances including an electric glass top convection range, Plantation style shutters, crown molding and laminate & ceramic tile flooring in main living areas. Primary bathroom offers a walk-in shower w/a frameless glass enclosure & a soaking tub. You will enjoy your enclosed lanai for year-round living w/ sliding acrylic windows. Backyard offers plenty of room to expand your outdoor living space or ideal if you have a pet with a mature privacy hedge! Victoria Garden residents have access to their own Private Clubhouse. Association fee includes: lawn care, cable TV, high speed internet, reclaimed water irrigation and access to all community amenities. Deland, home of Stetson University, offers fine dining, art galleries & boutiques. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,806 | $1,781 | $2,260 |
Total Monthly Payment | $2,008 | $1,983 | $2,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.